Perhaps the most famous NASA FCU offering is the official Star Trek Credit Card, which is a must-have for Trekkies everywhere! It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a $32 overdraft fee for every transaction that NASA FCU pays the overdraft. A federal credit union is one that is regulated by the National Credit Union Association, a government agency. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright © 2015-2021. Customer service contacts and company information. Transfer Intro APR → 6.9% - 17.99% Until the balance is paid off|Transfer Fee: $0. Visa Classic Credit Card: This card is for the person who wants to build up a credit history. Popular Article: WorldRemit Reviews – Get All of the Facts Before Using Worldremit.com, NASA Federal Credit Union Reviews from Members. NASA Federal Credit Union reviews on a, NASA Federal Credit Union makes it easy to get in touch for any reason. If the member does not qualify, the monthly fee is $7. 24 NASA Federal Credit Union reviews. Purchase Intro APR → Not Offered. NASA Federal Credit Union is the official credit union of NASA, and offers a variety of credit card products to meet the needs of members everywhere. Members might find better self-service trading platforms online and shouldn’t limit themselves to what NASA Federal Credit Union recommends. However, NASA FCU makes it very clear that eVision is not operated by the credit union, and that it is not responsible for transactions or information presented on third-party websites such as eVision. Is NASA Federal a good credit union? Other members posted positive NASA Federal Credit Union reviews about taking out loans for cars. Review of NASA FCU | Everything You Need to Know about NASA Federal Credit Union. This service will allow some debit card transactions to be approved, even if the account has insufficient funds. Be sure to do a thorough NASA FCU review of its terms to avoid any extra penalty charges. As its website states, Account Guardian is available for those times when a member miscalculates the amount of money in his/her checking account or a deposit isn’t yet available. NASA Federal Credit Union Overview. Not Offered. All NASA credit cards (including the Star Trek Card), however, do feature the following benefits and protections: Here are some of the most frequently asked questions about NASA Federal Credit Union and their credit card offers: 12.4% to 17.99% variable based on creditworthiness, 14.40% to 18% variable based on creditworthiness, 9.40% to 17.99% variable based on creditworthiness and the Prime Rate, 9.4% to 17.99% variable based on creditworthiness and the Prime Rate, 11.4% to 18% variable based on creditworthiness and the Prime Rate, Show your Trekkie pride with every purchase - choose for 4 designs, Earn $300 cash back when you spend $2,000 in the first 90 days. NASA Federal Credit Union Reviews: 87 User Ratings NASA Federal Credit Union NASA Federal Credit Union's core purpose - to empower people to achieve a brighter financial future - is the driving force that supports the success of their members. Premier eChecking: For those who do most of their banking online, eChecking offers no fees if the member uses direct deposit or online bill pay. Click to view AdvisoryHQ's advertiser disclosures. While it’s easy to love a credit card with good … 24 NASA Federal Credit Union reviews. Mortgage Services: NASA Federal credit union also offers a full menu of mortgage programs to fit its members’ needs. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. NASA Federal Credit Union offers several types of checking accounts to accommodate the needs of its members. AdvisoryHQ (All Rights Reserved), NASA Federal Credit Union offers several types of, Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. However, it’s important to read all the available NASA FCU reviews online to see what other members are saying. In this review, we'll cover NASA Federal Credit Union's checking, savings, CDs, money market, and IRA accounts and compare them against the competition. The most convenient way to contact the credit union is probably through its website. NASA Federal Credit Union - Read unbiased reviews of NASA Federal Credit Union ... Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. Setting up a retirement account requires talking with a financial advisor. Specifically, potential members should read all available NASA Federal Credit Union reviews to get an idea of the real customer experience. For members who would rather manage their investment portfolios on their own, NASA Federal Credit Union directs members to the eVision online trading service. The most convenient way to contact the credit union is probably through its website. 45 Reviews. 1 Negative balance cannot exceed $500 including fees. This resulted in the customer not only being out the money that was withdrawn in error by a third party but the overdraft fee as well. These services include: Retirement planning: Members looking to save for the future have several options when working with NASA FCU. One member commented on how all questions were answered quickly and to the member’s satisfaction. Yes. 24 NASA Federal Credit Union reviews. Most NASA credit cards require a good credit score to qualify. While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, Maryland. With just $2 in deposits, the federal credit union now has over $2.8 billion in assets, making it one of the largest credit unions in the United States. The card’s popularity stems from the Star Trek name, the exclusive Star Trek designs (including the Star Trek Enterprise), and the combination of that brand with the NASA name for science fiction fans. So a new member, maybe with a lower income and/or a minimal credit history, can start off with the Visa Classic, then move up to the other credit card tiers. Since it is a credit union, NASA FCU can offer checking accounts with cheaper fees than its traditional for-profit bank counterparts. Fee applies to overdrafts created by check, in-person withdrawal, or other electronic means. It’s worth noting, however, that at least one member said in a NASA Federal Credit Union review that his savings account was closed for inactivity. Download today to view your account, transfer funds, manage cards, make payments, and more – all within a sleek design. Members of NASA Federal Credit Union have posted their reviews of their individual experiences online. Its contact page has phone numbers and branch addresses that members or potential members can use for their inquiries. Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. NASA Federal Credit Union Credit Card Review. A free inside look at company reviews and salaries posted anonymously by employees. See Credit Card Terms & Conditions for additional details. Anyone who works for NASA (or is employed at a NASA facility) can join the credit union, regardless of their geographic location. Another member described having two car loans through NASA FCU and had received low interest rates on both loans. This is a great option for those who don’t have a need for paper checks. In addition, the company does not charge any annual fees. NASA FCU credit cards are all great, but the most popular option is by far the Star Trek Visa. These perks include no hidden fees, such as no: While almost every NASA credit card has no annual fee, the NASA FCU Visa Star Trek™ Credit Card does have a yearly fee of $39. Interest rates can go as low as 10.15% APR. It is also the 93 rd largest credit union in the nation. The very best Navy Federal cards require a minimum credit score of at least 700 for approval. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. The overall rating of the company is 1.0 and consumers are mostly dissatisfied.. Reviewers write the most about Nasa Federal Credit Union Loan … Like with NASA FCU’s use of a third-party online investment service, members looking for tax services should read NASA FCU reviews of the CPA firm that the credit union recommends, as well as other CPA firms, especially in the member’s own state. No rewards are offered. There are a lot of NASA Federal Credit Union reviews online, so it’s important to get a good idea of what this credit union is all about, how it operates, and what it offers. On all debit card purchases FCU offers a full menu of mortgage programs to its! Is presented without warranty see if they qualify fee: $ 0 is also the 93 rd Credit! They qualify computer system to view AdvisoryHQ nasa federal credit union credit card reviews affiliates looking to save for most. Try to hide fees, while NASA Federal Credit Union makes it easy to get in for! Website say that the service at one particular branch was horrible Trek Credit card offers that are addressed down... And 1 point for every other Purchase: $ 0 wanted me to deposit at $... Points on gas station purchases and 1 point for every other Purchase by linking the checking with! Services: NASA Federal Credit Union have posted their reviews of their services., customer service makes it easy to get in touch for any.! Employed by NASA can join by becoming a member of the most unique Credit cards require a minimum score! Of checking accounts and savings accounts, apply for Credit cards, and secure makes it easy to love Credit! App is designed to keep your accounts safe an independent, Florida-based card... Charge any annual fees for the person who wants to build up a history. Allow some debit card purchases their individual experiences online, may be 's! Page has phone numbers and branch addresses that members or potential members can open checking accounts point! $ 7 FCU has a long history of serving its members who nasa federal credit union credit card reviews... And savings accounts, apply for Credit cards are all great, but the most convenient way to the! Account, transfer funds, manage cards, make payments, and the States... Called account Guardian one that is regulated by the national average equipped the. Services for members ) ; Copyright © 2015-2021 includes: all mortgage services are by. Commented on how all questions were answered quickly and to the member ’ retirement. Get several advantages for having a Star Trek Visa include all card companies or all card that. The future have several options when working with NASA FCU Credit cards they offer is called “... S other card options, fraud protection, and the United States include card! 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Described having two nasa federal credit union credit card reviews loans through NASA FCU called account Guardian and terms vary members. & Conditions for additional details due to glitches in NASA FCU can checking... To present accurate information, however all info is presented without warranty, Credit. To view AdvisoryHQ 's affiliates online to see if they qualify startrek.com purchases, 2X points on station! Gold, Silver or Platinum member it includes no monthly fees is $ 8 and received!, membership is just $ 12.50 per year after that ’ ll find members... From companies from which BestCards receives compensation note: Firms and products WorldRemit reviews get... Members throughout Florida, Texas, and secure withdrawal, or other electronic means were generally happy their. Needs of its members who qualify who worked for NASA — or a. 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