Citi Prestige Card is a premium credit card that offers benefits such as travel, dining and lifestyle privileges. The site does not review or include all companies or all available products. While there’s a S$488 non-waivable fee, the card is most likely to benefit affluent consumers in the first place. OCBC VOYAGE Visa Infinite Card. OCBC Voyage Card also offers 1.6 miles per S$1 on local dining however, which is great for less frequent travellers. Extend your trip with a 4 th night hotel benefit and receive an annual $250 air travel credit. And, above it all, OCBC Voyage Card comes with unlimited lounge access, limo transfers, golfing privileges & more. So in the end, they are both unique in their own ways. The OCBC VOYAGE Card allows you to earn up to 2.3 VOYAGE Miles ... the requirement is definitely on the higher side since the UOB PRVI Miles American Express Card as well as the Citi Prestige only requires S$1,000 and S$1,500 respectively in a foreign currency. $488 (Premier)/ $650 (Regular) Complimentary airport limo and expedited immigration clearance with $2K spend per month. You’ll get VIP airport lounge access and a free limo service when you spend more than $3,000 in a month. 120k credit cards) at the moment. Prestige has same local earning as Voyage but “only” 2.0 overseas. Find the latest information on which deposit accounts offer the highest interest rates and strongest promotional offers in Singapore. [The following is a sponsored post by OCBC. Income RM - /month Annual Fee RM750 Cashback No; AmBank BonusLink Visa Platinum Min. Cash vs Credit Cards: Which Is Better To Use When Travelling? Citi PremierMiles Card and Citi Rewards Card are the signature cards for Citibank. If I where you and you haven’t signed up, hold it off for the time being until leisure travels picks up again. A Priority Banking Account is kind of like achieving elite status in a hotel chain's loyalty program - except instead of room nights, they measure your value to the organisation based on what you have at the bank (also known as Asset Under Management - AUM). Credit card : Key benefits: DBS Altitude: $1 = 3 miles on online flight & hotel transactions (capped at $5,000 per month) $1 = 2 miles on overseas spend (in foreign currency) $1 = 1.2 miles on local spend Earn up to 10 miles per $1 spent on Agoda, Expedia, and Kaligo: Citibank's New Prestige Card 334Likes. I have both but I think I will cancel VOYAGE if I only want one premium card. ValuePenguin is not in control of, or in any way affiliated with, the content displayed on this website. Which card gives me the best miles rates? I have both of them and hands down I would go for Citi Prestige as it offers the clearest ROI in terms of annual fee recovery; including the previous mentioned 4NF benefit, Boingo Wi-Fi, 25,000 annual miles and unlimited lounge access (+1 guests) via Priority Pass. Income RM4,000 /month Annual Fee Free* Cashback No; Bank Rakyat Platinum Explorer Credit Card-i Min. Frequent travellers might prefer Standard Chartered Visa Infinite Card, which offers 3 miles per S$1 spend overseas, and consumers with lower spend on dining could earn more miles with Citi Prestige MasterCard (1.3 miles per S$1 local spend). You Deserve It: Cost of 5 Luxury Staycations for the Year-End Holidays, Affluent consumers with an unpredictable travel schedule, Lower spenders preferring cashback to miles, 1.2 miles per S$1 local general, 1.6 local dining, 15,000 annual bonus renewal miles (worth S$150), Unlimited lounge access, free travel insurance, limo transfers, golfing privileges & more, Access to limo transfers requires S$3,000 minimum spend, Earn 3 voyage miles per S$1 spend overseas ans 2.5 miles on local dining spend (valid until January 31), Recurring bills are not eligible to earn rewards, Spend rewarded in Voyage Miles, redeemable as cash, KrisFlyer miles, or vouchers, Voyage Miles must be redeemed by phone, via the Voyage Exchange hotline, There is no conversion fee for changing Voyage Miles to KrisFlyer Miles, Unlimited Plaza Premium airport lounge access, Up to 2 free limo transfers/mo (S$3,000 min spend/transfer), 50% off weekday green fees at select golf fairways in SE Asia, Free travel insurance & global concierge service, OCBC Voyage Card: Most Flexible Miles Redemption. Some credit card expenditures are ineligible for earning rewards. Citi Prestige: $535: Unlimited + 1 guest: HSBC Visa Infinite: $488 (Premier)/ $650 (Regular) Unlimited (supplementary cardholder gets same benefit) OCBC VOYAGE: $488: Unlimited: Maybank Visa Infinite: $600: Unlimited: SCB Visa infinite: $588.50: 6 visits: UOB Visa Infinite Metal Card: $642: 4 visits: SCB X Card: $695.50: 2 visits Hi Edwin, Please refer to our terms and conditions below. In contrast, the OCBC Voyage Visa Infinite is definitely not offering a good deal since the bonus miles of 2.3 miles per $1 are awarded for dining or foreign currencies and hence not the best card to use for travel related purchases. Dollar value-to-consumer based on 1 mile=S$0.01, All Card fees and charges; card annual fees, membership fees, renewal fees; balance transfer; charges incurred for any balance transfer facility; cash-on-Instalment facility; charges incurred for any cash-on-Instalment facility; Instalment Payment Plan; extended payment plan; income tax payment; interest; late payment charges; goods and services taxes; cash advances, Recurring payments for utilities and telecommunication services; payment of funds to prepaid accounts and merchants who are categorised as "payment service providers" which includes and not limited to EZ-Link, NETS FlashPay, eNETS, SAM, Transit Link and AXS (OCBC Bank has the absolute discretion to determine which provider is considered a “payment service provider”), Cleaning, maintenance and janitorial services; real estate agents and managers (rental); financial transactions (that includes financial services such as money transfer, money order, traveller cheques and securities brokerage payments); charges, fees and other costs payable to any non-profit organisations which includes charitable, religious and political organisations; charges, fees and other costs payable to any government Institutions and services (which includes educational institutions, courts including without limitation court fees and costs, fines, bail and bond payments, tax payment, postal services, parking lots and garages, intra-government purchases and any other government services not classified here); any payments to Great Eastern General Insurance and NTUC Income in relation to any insurance policies, {"endpoint":"\/newsletter\/subscribe","style":"blue","title":"Keep up with our news and analysis. Affluent travellers seeking luxury perks might consider Citi Prestige MasterCard, which offers 1.3 miles per S$1 local spend, 2 miles overseas–higher than those offered by OCBC Voyage Card. Consider this if you travel overseas frequently for business or shopping. Benefits: Citi Prestige Accumulating miles: Voyage. Complimentary airport limo with $20K spend per quarter Fourth night free on any hotel booking GHA Black hotel elite status. DBS Altitude vs Citi PremierMiles vs OCBC 90N. I'm considering between the Citi PremierMiles Visa card, OCBC 90N and DBS Altitude card, which should I get? Which card takes second place depends on what your overall local/overseas spending ratio is. Affluent travellers seeking luxury perks might consider Citi Prestige MasterCard, which offers 1.3 miles per S$1 local spend, 2 miles overseas–higher than those offered by OCBC Voyage Card. The OCBC Premier VOYAGE Card is designed with frequent flyers in mind. $488. Actual figures may differ or vary depending on actual circumstances. Carrie is a Senior Analyst at ValueChampion, helping consumers find the best credit cards and other financial products based on quantitative and qualitative analysis. However, the guides and tools we create are based on objective and independent analysis so that they can help everyone make financial decisions with confidence. The UOB Visa Infinite Metal Card gives Singtel subscribers complimentary data roaming plans. Also, if you don't qualify for premier VOYAGE, you earn more miles per dollar on local spend with the Citi Prestige. Elijah Lee, Independent Financial Advisor at Phillip Securities (Jurong East). We identify these exclusions below. Her work has been featured on a variety of major media such as Yahoo Finance, Asia One, Buro, Zuu Online and more. Some of the offers that appear on this website are from companies which ValueChampion receives compensation. What income do I typically need for these cards? Cardholders earn 1.4 miles per S$1 local spend, 2.4 overseas, and 10 with major airlines and hotels. What are the pros and cons of each card? OCBC Voyage Card is great for consumers seeking a flexible card that maximises miles. Their earn rates are quite comparable as well. None. None. Cardholders who spend more time locally are less likely to benefit, but frequent travellers earn quickly while enjoying free travel insurance, unlimited lounge access, hotel nights and more. HSBC Visa Infinite. Both cards are pretty similar in that they allow you to effectively buy miles from the annual fee, and have unlimited lounge access (but Voyage works with Plaza Premium whereas Prestige works with Priority Pass, which has more lounges and includes some Plaza Premium lounges as well). 6 Best Free Airport Lounge Access Credit Cards In Malaysia. On this website are from companies which ValueChampion receives compensation with most travel cards requires higher spend free of... 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