Next, focus on using your GoFarRewards to pay for flights. Cards that have this fee even could impose it on a charge you make from home to a foreign company. Unused points expire after five years. Finally, this card’s secret power is that it increases the value of your Go Far Rewards earned from your Wells Fargo Propel American Express® card. While Wells Fargo does not explicitly point that out, that’s how these cards tend to work. This site does not include all credit card companies or all available credit card offers. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. This is also the case in foreign countries that use U.S. dollars, such as Ecuador, El Salvador and the British Virgin Islands. Please view our advertising policy page for more information. In order to get approved for this credit card, you should have a good-excellent credit rating. Once the initial welcome offer expires, this card offers you 1x point per dollar spent on all purchases. 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. The card details on this page have not been reviewed or provided by the card issuer. The Wells Fargo Visa Signature card is a simple travel rewards card with serious potential. Points can be redeemed for hotels, car rentals and cruises as well as cash back. Wells Fargo Home Rebate Visa Signature Card Summary: Best Feature: Earn a 5% rebate on gas, grocery, and drugstore net purchases for 6 months Annual Fee: None Expiration Date: None Additional Advice: Boost your earning potential and find great deals at your favorite local and national stores at the Earn More Mall ® site. The Wells Fargo Visa Signature card offers a generous sign-up bonus. View our latest valuations here. The Wells Fargo Visa Signature Card has a 15-month 0% introductory APR on purchases and any balance transfers made within 120 days of account opening, followed by an APR of 12.49% to 25.49%, based on your creditworthiness. Normally, points earned from that card are worth 1 cent each toward airfare redemptions, but when you also hold the Wells Fargo Visa Signature card, they are worth 1.5 cents each. Wells Fargo® Visa Signature® Credit Card These ratings and reviews are provided by our users. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … Either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days after account opening. Not only does it offer rewards, which is not very common among student cards, but it also has a balance transfer offer and an introductory period where you can carry a balance without paying interest. Leave your review for Wells Fargo Visa Signature Card and help others make the right decision. Wells Fargo Visa Signature® card Overview. Redemptions through a Wells Fargo ATM are available in increments of $20, or 2,000 points. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Wells Fargo Visa Signature ® Card Terms and Conditions You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Combining this card with the Wells Fargo Propel American Express card could boost your rewards even further. For the first six months after opening their account, cardholders earn 5 points per dollar on gas station, grocery, and drugstore purchases, up to $12,500 in net purchases. You'll get killer rewards ... for 6 months. For the first six months after opening an account, travelers can get 5x rewards points for up to $12,500 spent on gas, groceries, and drugstore purchases. 2014-04-22. true. Wells Fargo Visa Signature; Benefits. But the Wells Fargo Visa Signature card is different in that it has a foreign currency conversion fee of 3%. 1. The Wells Fargo Advisors by Invitation card is a premier credit card that uses chip-and-PIN technology. You can find the full details of each benefit in this guide to benefits. However, note that it does charge a balance transfer fee of 3% or $5, whichever is greater, for the first 120 days, after which the fee increases to 5%, with a minimum of $5. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash-back option. Enter your username and password to securely view and manage your Wells Fargo accounts online. The Wells Fargo Visa Signature card offers solid bonus-category rewards. This card has a balance transfer fee of $5 or 3% of the transferred amount, whichever is greater, for the first 120 days after opening an account. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points … Doing so will get you 50% more value out of each point. It also comes with trip cancellation protection, lost luggage reimbursement and collision damage coverage on auto rentals. The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. Again, that doesn't include the 1 point per dollar you’d earn on purchases outside those categories. Beginning of popup Notice. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. Wells Fargo Visa Signature is a card which you can find many good travel and airfare benefits. Instead, award travel enthusiasts are looking for ways to earn rewards from their credit cards that they can redeem for any flight on any airline. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. The Wells Fargo Propel card also offers 3 points per $1 spent in several spending categories, including dining, travel, gas and transit. Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. Getting the most out of rewards with the Wells Fargo Signature Visa card means using it for every gas, grocery, and drugstore purchase during the first six months after obtaining the card. Its score was well under the national issuer average of 806. It provides 20,000 bonus rewards points when you spend $1,000 in the first three months, a comfortable mark to hit in exchange for reward points that … *Bonus value is an estimated value calculated by TPG and not the card issuer. You'd earn 14,850 points, which would be worth $222.75 when redeemed for flight purchases. The Wells Fargo Visa Signature is also amazing for having for No Annual Fee, 0% Introductory Purchase APR for 15 Months and 0% Introductory Balance Transfer APR for 15 Months. We may receive compensation when you click on links to those products. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. You can receive as much as 1.75 cents per point. There's also a 15-month 0% APR promotion period for purchases and balance transfers made within the first 120 days. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Each purchase made in those categories earns 5 points per dollar, which can add up quickly. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. A RED VENTURES COMPANY. Best Cards Cash Back The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. In today's world of non-service customer service, Wells Fargo is a very refreshing change. 4. Other standard fees can generally be avoided, such as those for paying late or taking cash advances but we rate those relative to other cards in the market for reference, though with less weight assigned. That feature makes this card stand apart from the nearly identical Wells Fargo Rewards card. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. You could enhance your rewards earnings by using the Wells Fargo Propel American Express card for purchases outside of the bonus categories on the Wells Fargo Visa Signature card. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. Rental car collision insurance (secondary to your own policy), Trip cancellation protection and lost luggage reimbursement. In order to get approved for this credit card, you should have a good-excellent credit rating. The Wells Fargo Advisors By Invitation® Visa Signature® credit card offers travel and entertainment benefits, plus a rewards program through the Wells Fargo Rewards® Program. Besides there are good rewards rates of the card when you sign-up for it. Learn more about how we review products and read our advertiser disclosure for how we make money. The card lacks a one-time offer, but each point you earn is worth 50% more when redeemed for airfare purchases. The Wells Fargo Visa Signature is also amazing for having for No Annual Fee, 0% Introductory Purchase APR for 15 Months and 0% Introductory Balance Transfer APR for 15 Months. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. Available Rates Wells Fargo's APR is better than most, but a little higher than I would really like. So keep this fee in mind if you're thinking of consolidating high-interest debt onto this card. Frequent fliers looking to increase the redemption value they receive for flights through the GoFarRewards program will find that feature especially useful. Using it for non-bonus category purchases would be a solid compliment to the initial 5 points per dollar you'd earn on the Wells Fargo Visa Signature card. In total, you'd earn 18,250 points worth $273.75 when redeemed for airfare. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. The foreign transaction fee on the Wells Fargo Visa Signature is 3%. Points are worth more when redeemed for airfare. The maximum value of the 3.5 additional points is $656. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. Full Review of Wells Fargo Visa Signature Card, Wells Fargo Visa Signature Card’s Outstanding Benefits, Resists or refuses an annual fee on principle or due to cost, Seeks to maximize points or miles earnings across spending categories, Amtrak Guest Rewards® Platinum Mastercard®, Royal Caribbean® Visa Signature® Credit Card. Update: Some offers mentioned below are no longer available. This means that you should’t be charged this fee if your foreign transaction is in U.S. dollars. Here are the details, including the credit card perks offered by this card. The Visa Signature program comes with benefits such as a fourth night free at certain hotels and numerous other travel discounts, but nearly all Visa Signature cards have an annual fee, except this one and a few others. The Wells Fargo Visa Signature® Card doesn’t offer rewards that transfer to airline miles, but as you’ll see, that shouldn’t be a deal-breaker since it gives you the opportunity to earn an impressive 4.5% back in travel rewards on many of your purchases. Wells Fargo Visa Signature Card is a cashback credit card issued by Wells Fargo Bank. Earn 1% in Disney Rewards Dollars on all card purchases. Finally, it offers you a mobile phone protection plan that covers you when you charge your phone service bill to your card. Earn 1% cash back on all eligible purchases—and when you redeem it to pay down eligible debt, save, or invest with SoFi, we'll throw in an extra 1% toward your goal, for a total of 2%. You’ll also want to pair it with the Wells Fargo Propel American Express card to get that card’s 3x reward categories. 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